Exciting news!
Our firm is thrilled to announce a successful verdict in the case of Michaud et al v. United States. The judge returned a decision of over
$10.5 million in favor of our clients. This verdict is the
highest recorded verdict in Federal Court in the state of Utah. This is a
huge victory and a testament to our commitment to
fighting for justice.
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Health Insurance May Not Help Your Case
Read the blog from Frank Penney Injury Lawyers in Roseville, CA below.
Health insurance is supposed to be there to help us, for OUR benefit. The California Supreme Court, in the Howell v. Hamilton Meats case, decided that while you might get your medical bills covered by your health insurance but any discount your health insurance company negotiates for you on paying those bills is not a benefit for exclusively for you. The Court said that any person who causes you harm is also entitled to that benefit when it comes time to compensate you for your incurred medical expenses. Often times this also means that the value of your pain and suffering is reduced because auto insurance companies, adjusters, judges, and juries all look at your medical expenses as a determining factor in how much to compensate you for physical suffering.
Your Health Insurance Company May Benefit More Than You
One additional consequence of the Court’s opinion, probably unintended, is that there is no longer any motivation to submitting medical bills to health insurance for payment. Other than getting the bills paid (which benefits only the health care provider), there is no benefit to the injured person. There is more value in letting the bills linger in collections or on a statutory lien for their “full amount” rather than having the bills paid at a reduced rate which only benefits the auto insurance companies and ultimately distorts the value of your valid injury claim.
In essence,
consumers are being punished for trying to plan for an unfortunate accident and being punished again by giving someone who causes harm the benefit of your buying health insurance. The solution is to take the issue up with our Legislature: convince our legislators that the Court misapplied the law and that the health insurance consumer is losing the intended benefit of health insurance. Otherwise, the critical element of damages is depressed, distorted, and under-compensated. Ultimately the entire system will become retarded because it will be more beneficial to those injured in accidents to let their medical bills go unpaid.
Every Health Insurance Case Is Different
You must contact a competent personal injury attorney to find out if using your health insurance is to your advantage. Our Lawyers have the experience and are here to help if you need to make a legal claim regarding your health insurance.
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Our legal team understands that life can be very stressful after an accident of any type. The financial costs of your accident can add to that stress. When you are asking for help, this should make your life easier – not more difficult. That is why you do not have to worry about any upfront legal fees and expenses when you hire Frank Penney Injury Lawyers to handle your California personal injury case.
At Frank Penney Injury Lawyers, Frank Penney and his staff work on a contingency basis. This means you only have to pay a fee if you win your case. We will never charge a fee unless we obtain a settlement on your behalf. No win. No fee. Case closed.
This means there is no risk in asking Frank Penney Injury Lawyers for help. You get to benefit from Frank Penney’s years of experience, knowledge, and success without needing to stress about the cost. Call today to set up a free initial case assessment or to learn more.
When I first contacted the Law Offices of Frank D. Penney after my accident, I was frustrated with car insurance companies, and medical insurance companies; after all, I was in pain. He and his staff put me at ease instantly! It was such a relief to have someone working on MY BEHALF! They were able to settle my case for more than I initially thought it was worth. THANKS AGAIN!!!
- KRISTA H.
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If you are involved in any type of personal injury due to the fault of someone else, our experienced team at Frank Penney Injury Lawyers in Roseville, CA can help. We are available to anyone in Northern California 24/7! Give us a call today to learn more at 888-888-0566. We will fight for your rights!
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